Sberbank will reduce mortgage rates to 13.9%

Sberbank will reduce mortgage rates to 13.9%

Sberbank to cut mortgage rates to 13.9%

Sberbank will reduce mortgage rates to 13.9%

Sberbank will reduce mortgage rates to 13.9%

From May 1, 2022, Sberbank has decided to reduce mortgage rates on basic mortgage products, including for new buildings and the purchase of housing on the secondary market. Rates on mortgage programs will start from 13.9%. At the same time, the mortgage discount for payroll clients will increase from 0.5 pp to 1 pp.

Nikolai Vasyov, Vice President of Sberbank, Director of the Domklik division:

– At the last meeting, the Bank of Russia decided to reduce the key rate, which is significant in the current conditions, to 14%. This allowed us to take a similar step in relation to interest rates on mortgage products up to 13.9%, because citizens should still be able to choose affordable mortgage programs. As a social bank, for several days now we have been accepting preliminary applications for a number of programs with state support, which is important for the population. Sber began accepting pre-applications under the State Support program at a reduced rate of 9%. Also, families with children can improve their living conditions at a rate of 5.7%. The Far East Mortgage continues to operate, and it has also started accepting preliminary applications for a new product – a mortgage for employees of IT companies, where the rate starts from 5%. At the same time, customers can reduce the interest on the loan through the electronic registration of the transaction.

In addition, today it is also possible to get a mortgage at a reduced rate within the framework of individual offers developed by developers together with Sberbank. For a number of such partnership programs, rates start from 0.01% for the first year of lending.

Domclick customers can also save money and book an apartment in a new building with a discount of 0.3% or 0.5% on the Sberbank mortgage rate. The amount of the discount depends on the builder. Thousands of apartments throughout Russia are available for online booking, which can be found on Domclick using the “Mortgage discount” filter.

You can choose an apartment and apply for a mortgage online on Domclick.